---
title: How do I make a payment on my Beam Card?
description: Learn how to make a payment on your Beam Card balance, including choosing a bank account, paying early, and how long payments take to settle.
---
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# How do I make a payment on my Beam Card?
## Learn how to pay down your Beam Card balance with a one-time payment from your connected bank account.
The Beam Card is a pay-in-full charge card, so your statement balance is automatically debited on each monthly payment due date. Most months you don't have to do anything. But you can make a one-time payment any time you want to pay early, pay partway through the month, or free up credit before a big purchase.
You can pay more than your current outstanding balance. That's useful when you're about to make a large purchase and want the extra credit available right away.
**Note:** Your statement balance is debited automatically on each payment due date, so you only need this when you want to pay early or pay a different amount. To change how automatic payments run, open **Autopay settings** from the same **More** menu.
**Steps:**
1. While logged in to Beam, click **More** in the top navigation menu.
2. Click **Expense cards**.
3. From the Expense cards page, click **More** next to **Manage Cards**.
4. Select **Make a payment** from the dropdown menu.
5. Choose how you want to pay.
- **From connected bank** pulls the payment from a bank account you've already linked, and funds are available within 3 business days.
1. - **Send from your bank** lets you push the payment from your bank directly, with funds available in 0 to 1 business day.
- Depending on your repayment history and bank account balance, you may get access to funds before they fully clear.
2. Enter your **Payment Amount**. Your current balance appears just below the field for reference.
- You can enter an amount higher than your outstanding balance if you're preparing for a large purchase and want the extra credit available.
3. Choose the account to **Pay from**.
4. Check the box authorizing Beam to withdraw funds from your linked bank account.
- **Review Payment** stays greyed out until this box is checked.
5. Click **Review Payment**.
6. Review the amount and account for accuracy, then click **Pay Now**.
7. Your confirmation shows your available credit until the payment settles. Payments take up to 3 business days to complete, and nothing further is needed from you.
8. Click **Done** to return to the Expense cards page.
That's it. Your payment posts within 3 business days, and your available credit updates right away.
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