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How do I make a payment on my Beam Card?

Learn how to pay down your Beam Card balance with a one-time payment from your connected bank account.

The Beam Card is a pay-in-full charge card, so your statement balance is automatically debited on each monthly payment due date. Most months you don't have to do anything. But you can make a one-time payment any time you want to pay early, pay partway through the month, or free up credit before a big purchase.

You can pay more than your current outstanding balance. That's useful when you're about to make a large purchase and want the extra credit available right away.

Note: Your statement balance is debited automatically on each payment due date, so you only need this when you want to pay early or pay a different amount. To change how automatic payments run, open Autopay settings from the same More menu.

 

Steps:

  1. While logged in to Beam, click More in the top navigation menu.
  2. Click Expense cards.
  3. From the Expense cards page, click More next to Manage Cards.
  4. Select Make a payment from the dropdown menu.
  5. Choose how you want to pay.
    • From connected bank pulls the payment from a bank account you've already linked, and funds are available within 3 business days.
    • Send from your bank lets you push the payment from your bank directly, with funds available in 0 to 1 business day.
    • Depending on your repayment history and bank account balance, you may get access to funds before they fully clear.
  1. Enter your Payment Amount. Your current balance appears just below the field for reference.
    • You can enter an amount higher than your outstanding balance if you're preparing for a large purchase and want the extra credit available.
  2. Choose the account to Pay from.
  3. Check the box authorizing Beam to withdraw funds from your linked bank account.
    • Review Payment stays greyed out until this box is checked.
  4. Click Review Payment.
  5. Review the amount and account for accuracy, then click Pay Now.
  6. Your confirmation shows your available credit until the payment settles. Payments take up to 3 business days to complete, and nothing further is needed from you.
  7. Click Done to return to the Expense cards page.

That's it. Your payment posts within 3 business days, and your available credit updates right away.