How do I make a payment on my Beam Card?
Learn how to pay down your Beam Card balance with a one-time payment from your connected bank account.
The Beam Card is a pay-in-full charge card, so your statement balance is automatically debited on each monthly payment due date. Most months you don't have to do anything. But you can make a one-time payment any time you want to pay early, pay partway through the month, or free up credit before a big purchase.
You can pay more than your current outstanding balance. That's useful when you're about to make a large purchase and want the extra credit available right away.
Note: Your statement balance is debited automatically on each payment due date, so you only need this when you want to pay early or pay a different amount. To change how automatic payments run, open Autopay settings from the same More menu.
Steps:
- While logged in to Beam, click More in the top navigation menu.
- Click Expense cards.
- From the Expense cards page, click More next to Manage Cards.
- Select Make a payment from the dropdown menu.
- Choose how you want to pay.
- From connected bank pulls the payment from a bank account you've already linked, and funds are available within 3 business days.
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- Send from your bank lets you push the payment from your bank directly, with funds available in 0 to 1 business day.
- Depending on your repayment history and bank account balance, you may get access to funds before they fully clear.
- Enter your Payment Amount. Your current balance appears just below the field for reference.
- You can enter an amount higher than your outstanding balance if you're preparing for a large purchase and want the extra credit available.
- Choose the account to Pay from.
- Check the box authorizing Beam to withdraw funds from your linked bank account.
- Review Payment stays greyed out until this box is checked.
- Click Review Payment.
- Review the amount and account for accuracy, then click Pay Now.
- Your confirmation shows your available credit until the payment settles. Payments take up to 3 business days to complete, and nothing further is needed from you.
- Click Done to return to the Expense cards page.
That's it. Your payment posts within 3 business days, and your available credit updates right away.