---
title: How do I add an additional expense card?
description: Learn how to add an expense card in Beam, including cardholder details, budget limits, spend restrictions, and shipping a physical or virtual card.
---
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# How do I add an additional expense card?
## Learn how to issue additional expense cards to your team, with spend limits and shipping options set per card.
Once your Beam Card account is approved, you can issue as many expense cards as you need. Each card belongs to a specific person, and you decide up front how much they can spend, where they can spend it, and whether they get a physical card or a virtual one.
Additional cardholders don't require underwriting. They share your account's existing credit limit, so a $5,000 monthly limit on one card draws from the same pool as everything else.
**Note:** You'll need an approved Beam Card account before you can add cards. If you haven't applied yet, start with [How do I apply for the Beam Card?](https://faq.trybeam.com/how-do-i-apply-for-the-beam-card?hsLang=en). If you only want to change the limit or restrictions on a card you've already issued, see How do I edit expense card settings? instead.
#### **Steps:**
1. While logged in to Beam, click **More** in the top navigation menu.
2. Click **Expense cards**.
3. Click **Manage Cards**.
4. Click **+ Create Card**.
5. Fill in the **Cardholder details** for the person using the card.
1. Enter their **First name** and **Last name**. Both appear on the physical card.
2. Enter their **Mobile phone number**.
6. Set the **Card settings**.
1. **(Optional)** Add a **Card nickname** to help you identify the card later (e.g. "Daily spend," "Inventory").
2. Choose a **Payment source**, which is the bank account this card's activity gets paid from.
3. **(Optional)** Select a **Card policy**, or choose **Custom** to set limits just for this card.
4. Enter a **Budget limit** and choose the period (e.g. $5,000 **Monthly**).
5. **(Optional)** Set a **Spend restriction** to limit the card to specific merchants or categories.
7. Fill in the **Shipping information**.
1. Leave **Ship a physical card** checked to mail a physical card, or uncheck it if you only need a virtual card.
1. If you uncheck it, there will not be a physical card mailed, but the virtual card will still be ready to use immediately.)
2. **(Optional)** Add a **Name on envelope** so the package is easy to route.
3. Confirm or modify the **shipping information** (and add a Name on envelope if desired). Make sure the cardholder can receive mail there.
8. **(Optional)** Add Custom Text to print on the physical card.
1. Check **Add custom text**.
2. Enter a **First line** (e.g. "Becks Wrecks Demo").
3. **(Optional)** Enter a **Second line** (e.g. "Rand Rd Remodel").
4. Custom text is a good way to show your company name, or to tell multiple physical cards apart when they all look the same.
9. Click **Create Card** at the bottom of the form.
10. On the confirmation screen, click the eye icon next to the card number to reveal the full details. The card works online right away, and the physical card arrives within 7 business days.
1. Use **Update Payment Method** if you want help adding the card to existing vendors like Google Ads, Amazon, or Yelp.
2. Use **Apple Wallet** or **Google Wallet** to add the card to a phone for in-person use.
11. Click **Done** to return to Manage cards, or **Create Another Card** to issue one more.
With your cards issued, learn \[How do I edit expense card settings?\] to adjust limits and restrictions as your team's needs change.
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